Credit scorecards and custom analytics

Customised analytical solutions for your business that help set you apart and drive your strategy forward by making the best use of data

Analytical solutions designed to meet your specific business objectives.

Our custom solutions are built using your historical data and are therefore aligned to your customer profile. A customised solution enables all data available at the decision point (for example applicant demographics, credit bureau data, existing account information and geo-demographic information) to be used to predict how applicants and customers will behave in the future.

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Collections Scorecards

Tools that help you to proactively segment your portfolio and manage your collections strategy enabling you to support your customers.

AIRB Solutions for Regulatory Compliance

Gain competitive and strategic advantage and meet CRD IV regulations using our adaptable and in depth AIRB approach.

Stress Testing

Helps you to understand the sensitivities of your portfolios to significant economic change and the implications for provisioning, capital allocation and regulatory compliance.

Affordability Check

Better insights for more informed affordability decisions

Our capabilities

We’re able to power opportunities for businesses thanks to our market-leading integrated capabilities.

Intelligent Decisions

Make fast, effective decisions based on new and existing customers through our powerful combination of data, analytics and technology – right across the lifecycle, from onboarding to collections.

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Advanced analytics

Create unique insight that you can act on in real-time, using our dynamic analytics services and the best of yours and our data assets.

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